Carrie Rutland is a partner in BDO’s Innovation and Technology team. She specialises in financial services and fintech R&D claims, as well as leading BDO’s patent box offering. Prior to moving into R&D tax, Carrie spent 15 years in industry, in senior roles in the banking and capital markets sectors, including at Barclays Capital, Lloyds Bank and Swiss Re. Email: carrie.rutland@bdo.co.uk; tel: 07876 132175.